Banking operations and services technician - real estate credit - Salary and Career
Banking and Operations Technicians

Banking operations and services technician - real estate credit - Career description, activities, functions and salary

They process credit operations, investment and banking services, obeying external norms, emanating from government agencies, and internal ones, of the institution that employ them. They control operations for granting credit, investment and services to individuals or legal entities, in order to comply with and enforce compliance with internal rules and regulations and those of regulatory bodies, such as: central bank of brazil and the federal revenue department, among others. They serve other sectors of the bank, as their internal customers, and government agencies, other banks and the general public, as external customers, providing them with information on matters within their competence. They can coordinate human resources under their responsibility and monitor services provided by third parties.

How much does an Banking operations and services technician - real estate credit earn

A Banking operations and services technician - real estate credit earns between $1.230 and $5.844 per month, with an average monthly salary of $2.496 and a median salary of $2.000 according to an Averwage.com salary survey along with to data of professionals hired and fired by companies in the labor market.

Our research is based on the salaries of 729 professionals hired and dismissed by the period from 06/2021 to 05/2022 (last year).


Salary ranges for the Banking operations and services technician - real estate credit

Monthly Salary Annual Salary Salary Per Week Hourly Salary
Average wage 2.496 29.952 624 12
1º Quartile 1.230 14.764 308 6
Median Salary 2.000 24.000 500 10
3º Quartile 4.457 53.482 1.114 21
Higher Salary 5.844 70.127 1.461 28


Professional job categories

  • Middle level technicians
    • medium level technicians in administrative sciences
      • medium level technicians in financial operations
        • banking and operations technicians

Related Positions:




Main workplaces

Banking and Operations Technicians work in banks and other financial intermediation institutions as salaried employees, registered in the portfolio, organize themselves as a team, under permanent supervision, in closed environments, during daytime hours, under normal working conditions.


What does it take to work in the field of Banking and Operations Technicians

For the exercise of these occupations, secondary education is required, followed by work-oriented courses at the institutions themselves. The full performance of activities occurs after one to two years of experience, working under constant supervision of more experienced professionals.


Functions and activities of Banking operations and services technician - real estate credit

Banking and Operations Technicians must:

  • prepare movement for compensation;
  • coordinate human resources;
  • prepare movement for compensation;
  • processing credit, exchange and services transactions;
  • demonstrate personal skills;
  • control financing and investment operations;
  • control financing and investment transactions;
  • prepare movement for clearing;
  • serving internal and external customers;
  • manage cashiers and treasury movements;
  • prepare movement for clearing;
  • manage cashier and treasury movements;
  • processing credit, exchange and services operations;
  • serve internal and external customers;
  • manage cashier and treasury movement;
  • manage cash and treasury movements;
  • manage cashier and treasury transactions;
  • service internal and external customers;
  • manage internal and external standards system;
  • process credit, exchange and services operations;

  • Activities

    • processing transactions from remote means (express box);
    • participate in the selection of employees;
    • processing entries of settlements;
    • supervise cashier operations;
    • separate cash into lots;
    • mount document batches;
    • relocate human resources;
    • exchange currencies between banks (foreign exchange and hedge);
    • renegotiate debts;
    • make employees available for other areas;
    • work as a team;
    • supply branch atms;
    • demonstrate flexibility;
    • reconcile physical and accounting movement;
    • demonstrate entrepreneurial spirit;
    • transmitting files via the system;
    • contact government agencies (bc, bndes, srf);
    • participate in employee termination;
    • update system of standards and rules;
    • demonstrate communicability;
    • motivate team (awards, time off, benefits);
    • demonstrate quick thinking;
    • registering fixed and variable income operations (bmf, cetip, selic);
    • make decisions;
    • close cashiers;
    • processing borderoes;
    • collect cash from the treasury;
    • issuing financing and service contracts or amendments;
    • assimilate changes;
    • performing transactions between accounts;
    • assume changes;
    • search for information about operations and customer documentation;
    • separate documents;
    • supply cashiers;
    • monitor cash and check flow;
    • fulfill reservation requests for withdrawals;
    • establish times for cash delivery;
    • resolve doubts about routines;
    • guide customers;
    • forecast need for cash;
    • count cash;
    • guard objects and documents;
    • exchange currencies between banks (exchange and hedge);
    • ensure the security of the branch's cash;
    • control letter of credit validity period;
    • controlling use of the guarantee fund for length of service (fgts );
    • coordinate employee work;
    • demonstrate creativity;
    • manage reserve balance (limit for overnight stays);
    • framing operations to internal and external standards;
    • inspect application of standards and rules;
    • notify customers in debt;
    • demonstrate emotional balance;
    • delegate functions;
    • record occurrences in the system;
    • demonstrate technical analysis ability;
    • checking customer documentation (individuals and legal entities) and operation;
    • return irregular checks;
    • instruct employees on the application of norms and rules;
    • monitor branch atms;
    • demonstrate persuasion;
    • registering imports, exports and remittances with the central bank (sisbacen );
    • support other areas;
    • monitor delinquency;
    • prepare reports on portfolio positions;
    • sort documents;
    • demonstrate strategic vision;
    • forward processes for judicial collection;
    • evaluate employee performance;
    • train employees;
    • check pending documentation;
    • forward proceedings for judicial collection;
    • collect deposits and payments at branch atms;
    • demonstrate initiative;
    • demonstrate commitment;
    • following operations to internal and external standards;
    • interpret internal and external standards and rules;
    • remove documents from cashiers;
    • contact international institutions or customers;
    • monitor attendance and punctuality;
    • open cashier;
    • suggest employee promotion;
    • demonstrate technical analysis skills;
    • request cash;
    • forward customer complaints to the competent sector;
    • manage adverse situations;
    • demonstrate dynamism;
    • send pouches;
    • distribute tasks;
    • execute transaction write-off or settlement;
    • prepare reports on portfolio position;
    • provide change;
    • calculate debit balances and interest;
    • assume changes;
    • obtain customer authorization for operations;
    • custody export documentation;
    • request release of funds for credit, exchange and services operations ;
    • supply the system with information relevant to the portfolios;
    • grant credit within established limits;
    • charge fulfillment of daily tasks;
    • registering credit operations in the collection portfolio;
    • collect surplus from cashiers;
    • close pouches;
    • check received documents;
    • demonstrate security;
    • receive pouches;
    • monitor third-party services (cash carrier);
    • complies with internal and external rules and regulations;
    • issuing letter of credit;
    • return irregular checks;
    • performing accounting control;
    • control processes sent for judicial collection;
    • supporting other areas;


    Sectors that hire Banking operations and services technician - real estate credit the most in the job market

    • information technology consulting
    • correspondents from financial institutions
    • intermediation activities and agency services and business in general
    • combined office and administrative support services
    • cleaning in buildings and households
    • incorporation of real estate enterprises
    • multiple banks, with commercial portfolio
    • document preparation and specialized administrative support services
    • building construction
    • business management consulting activities




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